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HEARTLAND Individual Retirement Account (IRA)

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An Individual Retirement Account (IRA) can make the difference between living comfortably and just scraping by when you retire. By making regular contributions to an IRA, you can build a nest egg for the future while receiving tax advantages today. Whether or not your IRA is tax deductible depends on your income level and current pension plan coverage. However, the interest earned on any contribution is tax-deferred until withdrawal, regardless of income or pension plan coverage.