Heartland Community Bank's deposits are safe and backed by the full faith and credit of the United States Government. The federal government has insured funds held in an FDIC-insured community bank for up to $100,000 and $250,000 for certain retirement accounts. No one has ever lost a penny of deposits insured by the Federal Deposit Insurance Corporation held in community banks. The FDIC's Electronic Deposit Insurance Estimator (EDIE) is an interactive application that can help you learn about deposit insurance and calculate the insurance coverage of your accounts. This application can be located at http://www4.fdic.gov/EDIE/. For more information regarding FDIC deposit insurance visit http://www.fdic.gov/deposit/index.html or contact any of our customer service representatives at Heartland Community Bank. We will be pleased to assist you with any questions.